Author Topic: Insurance, 2011 Triple  (Read 1180 times)

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Offline Gary-401

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Re: Insurance, 2011 Triple
Reply #10 on: October 05, 2020, 09:16:11 AM
160!! all but a dream for me. To insure two bikes fully comp with stupid excess cost me 580 this year down from 911 last year tho. 5 years no claims and one no fault accident with no pay out. (van reversed up my front wheel) bikes kept in a garage with CCTV and alarmed i use almax 22mm chain/anchor, top shelf tracker and alarm on the RS and Almax 16mm, ABUCUS 8008 16mm pin disk lock on the tracer. Both Datatagged. Car is also 500 10 years no claims no accidents and that's a citron C4! The joys of living in a London Borough.

Excess on the RS 1450 5000 miles P.A
Excess on the Tracer 900 750 10,000miles P.A
Last Edit: October 05, 2020, 09:18:35 AM by Gary-401
"I'm a summertime boy"

Street Triple 765 RS, Daytona 675 Track Bike, Yamaha Tracer 900.

Offline sabre

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Re: Insurance, 2011 Triple
Reply #11 on: October 05, 2020, 09:33:47 AM
*Originally Posted by EllyV6 [+]
They are fully comp, unlimited mileage, breakdown recovery, legal expenses cover, 50 quid excess although the triple is 250. No extra clothing cover or riding other bikes though...AND also they are in locked/alarmed garage.

I guess this proves that the biggest difference in prices must come down to location?  :187:

Steve.
2013 Triumph Street Triple R
1989 Yamaha TDR250
recent departures: 2003 ZRX1200r + 2015 CRF250L :-(

Offline Gary-401

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Re: Insurance, 2011 Triple
Reply #12 on: October 05, 2020, 11:17:19 AM
Yes deffo. My friends who live outside London pay a lot less and have bigger/ more expensive bikes. I Owned a tiger 800 for a few months and insurance on that for 3 months was 250! added to my policy. My friend who lives not too far from me had to pay 2k for his KTM 1290 Duke GT! i wonder what it would have cost outside London.
"I'm a summertime boy"

Street Triple 765 RS, Daytona 675 Track Bike, Yamaha Tracer 900.

Offline EllyV6

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Re: Insurance, 2011 Triple
Reply #13 on: October 05, 2020, 11:53:47 AM
I feel for you guys ! That is serious money, just had a quote of 96 quid for the street only but excess is 900 quid !!!

I guess location can be a big thing, insurance companies seem to work with postcodes which aren't necessarily  indicative of the actual location risks.
The query from my point of view is the loss of riding other bikes and a change to only showing " 5+ years " as no claims.
Mind you, the cars no claims maximum varies with companies and 20 years can turn into 15, 13 or even 9 now on one of mine..maximum.
When you change from say a 9 year max back to a company that has 15 year max you only get 9 years !! Even if you had maybe 15 years two years previously  :112:
Last Edit: October 05, 2020, 11:56:09 AM by EllyV6

Offline Jerzywoking

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Re: Insurance, 2011 Triple
Reply #14 on: October 05, 2020, 01:06:01 PM
I moved to Spain and insurance is far more expensive than the UK. My KTM RC8R was 140 fully comp. My 675 cost me 317 here for TP, F&T. That includes breakdown cover and cover riding gear.

However, here you insure the bike, and not the person. So anyone over 25 with a full bike licence can ride it with my permission. My Enfield Himalayan was 204 for similar cover. And as you insure the bike, not the person, there are no such things as multi bike policies.

However, with the weather being so good here, I will happily ride all year round, plus won't have to worry about the bikes deteriorating over winter, as it doesnt get salt ichucked on the roads for a bit of frost a couple of days a year.

Offline EllyV6

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Re: Insurance, 2011 Triple
Reply #15 on: October 05, 2020, 02:20:16 PM
Doesn't seem bad for insurance costs in Spain then if you have just one bike....however would be expensive if with a number of bikes in the stable having to insure them on an individual basis.

Thanks for mentioning the 26C heat you are having....persisting it down here !  :003:
Last Edit: October 05, 2020, 02:21:59 PM by EllyV6

Offline Jerzywoking

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Re: Insurance, 2011 Triple
Reply #16 on: October 06, 2020, 11:15:08 AM
Yeah, sorry Elly V6 for mentioning it, but it offsets the pain of no longer being able to run 11 bikes on 3 policies like I did in the UK.

Forecast for 29c this afternoon.....   :001:

 


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